Sun East Federal Credit Union Membership Application

CHECKING ACCOUNT APPLICATION & AGREEMENT
Sun East Federal Credit Union
PO Box 2231
Aston, PA 19014-0231

Complete this form, then print using your browser's PRINT option.
Complete and return to Sun East Federal Credit Union with
an initial checking deposit to cover the cost of check printing.

Telephone Number
Home Work
Check here if not listed

Email

Last Name First Name Middle Initial
Last Name First Name Middle Initial

Mailing Address
Street
City
State Zip

CREDIT UNION USE ONLY

Date _________________

OVERDRAFTS COVERED BY TRANSFER IN FOLLOWING PRIORITY
(Share or Loan #):
#1 #2 #3

MEMBER'S SIGNATURE	JOINT OWNER'S SIGNATURE
Driver's License # and State	Joint Owner's Driver's License # and State

Check Printing Choices
Check Style Name:
Check Style Code: (ex WD-SB)
Options (when available):
Initial:
Symbol (ex. A 528):
Check Price (per box):
Number of boxes desired:
QUIK-SHIP Express Delivery Service (when available):
QS1 One-day service $18.59
QS2 Two-day service $15.59

**Check Printing Choices**
Check Style Name: Check Style Code: (ex WD-SB) Options (when available): Initial: Symbol (ex. A 528): Check Price (per box): Number of boxes desired: QUIK-SHIP Express Delivery Service (when available): QS1 One-day service $18.59 QS2 Two-day service $15.59

SHARE DRAFT AGREEMENT With Overdraft Transfer Clause

     I/We hereby authorize the Sun East Federal Credit Union (the Credit Union) to establish this Share Draft Account for me/us. The Credit Union is authorized to pay share drafts signed by be (or any of us) and to charge all such payments against the shares in the Account.
     It is further agreed that:
     (a) Only share draft blanks and other methods approved by the Credit Union may be used to make withdrawals from this Account.
     (b) The Credit Union is under no obligation to pay a share draft that exceeds the fully paid and collected share balance in this Account; the Credit may, however, pay such share draft and transfer shares to this Account in the amount of the resulting overdraw plus a service charge, from any other regular share account from which any of the undersigned is ten eligible to withdraw shares. The Credit Union may treat such share draft as a request for an advance from the loan account identified on this application sufficient to permit the Credit Union to pay such share draft and credit the loan advance to this Account.
     (c) The Credit Union may pay a share draft on whatever day it is presented for payment, notwithstanding the date (or any limitation on the time of payment) appearing on the share draft.
     (d) When paid, share drafts become the property of the Credit Union and will not be returned either with the periodic statement of this Account or otherwise.
     (e) Except for negligence, the Credit Union is not liable for any action it takes regarding the payment or nonpayment of a share draft.
     (f) Any objection respecting any item shown on a periodic statement of this Account is waived unless made in writing to the Credit Union before the end of 60 days after the statement is mailed.
     (g) This Account is subject to the Credit Union's right to require advance notice of withdrawal, as provided in its bylaws.
     (h) This Account is also subject to such other terms, conditions and service charges as the Credit Union may establish from time to time.
     (i) If this Agreement is signed by more than one person, the persons signing below shall be the joint owners of this Account which, in that event, shall be subject to the additional terms and conditions printed below.
     (j) I agree that the Credit Union has a right to use, (including seizure, sale and application of the proceeds) any collateral now or hereafter pledged to the Credit Union including but not limited to shares on deposit with the credit union and any other account of mine or in which I have any interest or any personal property pledged including motor vehicles and for the purposes of this paragraph, all security agreements in effect securing a repayment or any other indebtedness are hereby incorporated as if fully set out at length, as payment towards my unpaid balance under this Agreement in the event of non-payment.
     (k) I agree that if any act or failure to act on my part which causes the loss of $100 or more to the Credit Union whether under this or any other agreement I have with the Credit Union, the Credit Union may terminate all of my membership privileges including MasterCard, MAC card, Share Draft (checking) account, Vacation and Christmas Clubs. The only rights I may retain are (1) maintenance of a share account; and (2) voting at annual or special meetings.

Additional Terms and Conditions (Joint Share Account Agreement)

The Credit Union is hereby authorized to recognize any of the signatures subscribed on this application hereof in the payment of funds or the transaction of any business for this account. The joint owners of this account agree with each other and with the Credit Union that all sums now paid in on shares, or heretofore or hereafter paid in on shares by and or all of said joint owners to their credit as such joint owners with all accumulations thereon, are and shall be owned by them jointly, with right or survivorship and be subject to the withdrawal or receipt of any of them, and payment to any of them or the survivor or survivors shall be valid and discharge the Credit Union from any liability for such payment. The right or authority of the Credit Union under agreement shall not be changed or terminated by said owners, or any of them except by written notice to the Credit Union which shall not affect transactions therefore made.

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