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ID Theft occurs when a criminal steals your account or personal information (your name, birth date, address, driver's license, pass codes, or Social Security number) and uses it to secure loans, credit cards, checks, merchandise, etc. The identity thief uses this information and impersonates the victim in order to take over existing financial accounts, open new bank accounts, apply for loans and credit cards, obtain Social Security benefits, purchase vehicles, rent apartments, as well as illegally obtaining other financial benefits.
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