Loan Rates
Loan Type APR Comment
New & Used Auto up to 3 years 4.99%* 100% financing (Includes Taxes & Tags)
New & Used Auto up to 4 years 4.99%* 100% financing (Includes Taxes & Tags)
New & Used Auto up to 5 years 4.99%* 100% financing (Includes Taxes & Tags)
New & Used Auto 6 years 5.99%* 100% financing (Includes Taxes & Tags)
New & Used Auto 7 years 6.99%* Over $25,000. 100% Financing (Includes Taxes & Tags)
New & Used Motorcycles up to 4 years* 8.99% 100% Financing (Includes Taxes & Tags))
New & Used Motorcycles up to 6 years* 9.24% 100% Financing (Includes Taxes & Tags)
New and Used RV 9.99%* Up to $25,000 & up to 6 years 100% Financing (Includes Taxes & Tags)
New and Used RV 10.99%* Over $25,000 up to 12 years. 100% Financing (Includes Taxes & Tags)
New and Used Mobile Home Loans 12.00%* Up to 6 years (50% LTV on rented land or 75% LTV on owned land)
New and Used Mobile Home Loans 12.00%* Up to 12 years (50% LTV on rented land or 75% LTV on owned land)
Personal Loans up to 3 years 11.50%*  
Personal Loans up to 5 years 11.99%*  
Personal Line of Credit 15.95%*  
Share Secured Loans 4.75%  
Certificate Secured Loans 3% over Certificate Rate 5.00% Minimum
Student Loans - Stafford 6.80%  
Student Loans - Plus 8.50%  

*The rate stated is the lowest rate offered for this product. Rates are based on an evaluation of applicant credit. Actual rates may vary.


Credit Cards

Secured MasterCard 17.90%
Classic MasterCard 13.80%
Gold MasterCard 12.48%
Platinum MasterCard 9.90%

Home Equity

Home Equity (Fixed Rate) 80% LTV APR 81% - 90% LTV APR
1 - 5 Years 4.99%* 7.24%*
6 - 15 Years 6.49%*

Title insurance is required on all loans over $150,000. Homeowners insurance is required on all loans. Service charges may range from $100 to $250.

Borrow at 4.99% APR for 5 years and make a low monthly payment of $18.87 for every $1,000 financed.

Home Equity Line of Credit*** APR
Up to 20 Years 4.25%*

***Variable rate.

Home Equity Line of Credit with up to 80% Loan to Value. The variable rate is Prime, with a margin ranging from -1.00% to +2.00%. It is subject to change quarterly. The maximum APR is 18.00%. Closing costs may range from $100 to $250. Homeowners insurance is required on all loans.

*The rate stated is the lowest rate offered for this product. Rates are based on an evaluation of applicant credit. Actual rates may vary.