Loan Services

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Loan Approvals | Vehicle Loans | Personal Loans | Credit Cards| Home Loans| Student Loans

Loan Services

Sun East's family of loan products are designed to add assistance to your busy and changing lives. We offer a product for everyone in every stage of life.

As a trusted advisor, your Full Service Representative is available to determine which of these programs is best for you. And, once you have completed our LoanLiner application, it will enable you to obtain further loan advances quickly and efficiently by simply updating your credit information. Along with your application you will need to furnish proof of employment and income by supplying a current pay stub or recent tax return.

Instant Loan Approvals

You can apply for a loan over the Internet and receive a loan decision within seconds! That's right! With our Instant Loan Approval Service we give you the freedom to apply for New and Used Vehicle Loans, Boat Loans, Motorcycle Loans, Personal Loans, and Credit Cards all from the comfort of your home 24 hours-a-day, 7 days-a-week! And best of all, no lines, no waiting and no hassles!

Sun East's 24-Hour Person-to-Person Loan Center

You're just minutes away from your next loan! Sun East has a loan service that meets your busy schedule. Obtain a loan in just minutes! No matter when you need a loan, you can access the 24-hour Person-to-Person Loan Center and receive fast, convenient service 24 hours-a-day, 365 days-a-year. It takes just a few minutes by answering some simple questions.

In most cases, a loan decision is provided in minutes. Friendly and knowledgeable loan professionals are available to process your application, answer questions and to advise you, or Apply Online right now with our Instant Internet Loan Approval Service.

Click here for SUNNY directions.

Vehicle Loans

New Car Loans

Check out our current specials.

No matter what kind of new wheels you are looking for, Sun East can help. Qualified borrowers can finance up to 100% of the cost of a new automobile, truck or recreational vehicle(including taxes and tag). Sun East offers a variety of repayment plans (up to 8 years) that allows you to select the rate and term that best suits your budget.

Used Car Loans

If you have found the right deal on a used vehicle, we can help you complete the transaction. Sun East will help qualified buyers finance up to 100% (including taxes and tag) of loan value of any car, truck or RV.

Enterprise Car Sales

At Enterprise, you're always welcome to select from their extensive used car fleet. Enterprise will even deliver the vehicle to your home (within certain limitations) without any obligation or pressure to buy. Either way, you're guaranteed a relaxed, comfortable shopping atmosphere. Trade-ins are welcome. You may contact Enterprise at 1-800-car-sales to make arrangements to take a look at their existing inventory, or preview their inventory online at Enterprise Car Sales.

Personal Loans

Your good name, good credit record and signature are the foundation for a signature loan from Sun East. Whether you are using the funds for bill consolidation, school tuition, or planning a long awaited vacation, you may want to take advantage of a Sun East Personal Loan.

Personal Line of Credit

Sun East's Personal Line of Credit offers you the ease and convenience of credit available to you when you need it. You can access additional funds as you need them by using our Internet Banking product of by a simple phone call.

When attached to your checking account, the Personal Line of Credit acts as overdraft protection, adding that extra measure of security if you should overdraw on your checking account.

Share Secured Loan

When you are in a hurry, or need funds, but don't want to tap into your savings, a share secured loan from Sun East is the answer. Your accumulated savings at the Credit Union serve as the security for your loan, at one of the most attractive rates we offer.

When required, special terms such as a six-month, single-payment loan can be arranged, and you can also borrow against a Credit Union certificate at an interest rate just 2% over the yield of the pledged certificate.

Mastercard®

Sun East's Secured MasterCard®, Classic MasterCard®, Gold MasterCard®, and Platinum MasterCard® offer comprehensive benefit packages that are rivaled by few other credit card programs. With low APRs, a Sun East MasterCard allows members to have the purchasing power they need and deserve.

Now you can obtain information about your Sun East MasterCard and make payments simply by clicking on the link below. Members are able to obtain credit limits, make payments, check on transactions posted, view payment due date, and much more.

eZCardInfosm

Sun East offers eZCardInfo -- a new level of online services for Mastercard holders. Now you can review your Sun East MasterCard account and make payments 24 hours-a-day, 7 days-a-week.

eZCardInfo features and benefits include:

  • Account Summary Information
  • Online Statement
  • Data downloadable to financial software such as Quicken or Money
  • Online Credit Card Payments
  • Transaction and Spending Reports
  • E-mail notification of conditions or events on your account

EZCardInfo is convenience at your fingertips. Check it out today!

www.eZCardInfo.com

Coaching

Sun East's new Credit Management Coach shows you how to use credit to reach your goals effectively.

Home Equity Loans

Sun East Federal Credit Union is pleased to provide Home Equity fixed rate second mortgages, Home Equity Lines of Credit, and NO FEE Home Equity Loans to members.

The maximum loan amount is determined by your ability to repay as well as the current value of your home. You may finance up to 90% of the value of your home less any mortgages or liens you currently have on your property (subject to Credit Union maximum limits). Financing beyond 90% Loan to Value ratio will be considered on a case by case basis. The only additional fees that you would incur are for the appraisal, title search, flood certification, recording of the mortgage, and satisfaction of the mortgage.

Sun East now offers NO FEE Home Equity Loans for qualified members. Home Equity Loans with a loan-to-value (LTV) ratio of 80% or less, and a minimum new loan amount of $10,000 or minimum add-on loan amount of $10,000 qualify to have the fees for the loan waived! Maximum fee waiver is $300. Loan amounts of $150,000 or more require title insurance to be paid by the member.

Mortgages

All Sun East locations are now accepting applications for our expanded Mortgage Program with 26 different products, FREE pre-approvals, and 100% financing in all 50 states.

Sun East offers fixed- or adjustable-rate mortgages as well as jumbo, vacation and investment mortgages. We offer a quick turn-around time of 30 days from application to closing. Learn more about the benefits of this new program and how to apply by visiting our Online Mortgage Center.

Sun East Mortgage Center

Student Loans

At Sun East we believe everyone should have the opportunity to learn and grow, regardless of the increasing costs of higher education. Therefore, we are committed to helping our members reach their educational goals.

Sun East Federal Credit Union participates in the Federal Family Education Loan Program (formerly the Guaranteed Student Loan Program). This program enables qualified students to obtain educational loans under very attractive conditions.

Federal Stafford Loans

In order to apply for the Stafford Subsidized or Unsubsidized Loans, the student/applicant must be a member of Sun East Federal Credit Union.

Federal Plus Loans

Whenever additional funds are needed for education, after all grants and Stafford Loan possibilities have been exhausted, you'll be happy to know Sun East also offers Federal Plus Loans, which are primarily designed for parents of dependent students. In a particular academic year, parents may borrow the difference between the student's cost of education and other financial aid.


Back to TopP.O. Box 2231    |    Aston, PA 19014 (610) 485.2960 (800) 451.4204