Home is Where Summer Happens
For a limited time, buy or refinance with our 5/1 Adjustable-Rate Mortgage, starting as low as 5.25% Interest Rate / 6.379% APR1 for the first five years.
Banking with Sun East is Easy and Secure.
Experience Sun East At Your Fingertips.
Live Life Better
Bank Brighter with Sun East
Purchase a Vehicle
Whether you’re purchasing a car, truck, motorcycle, or RV, Sun East has a range of vehicle terms and competitive rates to fit into your budget and lifestyle. Plus, we offer a 0.25% rate discount** with automatic payment transfer from your Sun East Checking Account.
Become a Homeowner
We understand that the home financing process seems complicated – we’re here to make it easier for you with a wide range of mortgage products with competitive rates, a dedicated mortgage loan officer who will support you through the lending process, and access to a trusted team of real estate professionals.
Plan for Financial Security and Retirement
It’s never too early to start saving for the future – such as an emergency fund or a retirement plan. Sun East can help get you started with services like credit and budget counseling, access to a free financial consultation with an experienced financial professional, and great savings products delivering high yields.
Apply for a Loan or Credit Card
Access to extra cash is a need we all seem to face at one point in our lives. Sun East understands this and delivers with a variety of loan options that address your unique situation – such as personal loans, credit cards, home equity loans and home equity lines of credit. We also offer an additional 0.25% rate discount** with automatic payment transfer from your Sun East Checking Account.
Membership Matters
Going beyond traditional banking services, Sun East offers so much more to our members.
Deposits insured up to
$500,000‡
Free financial literacy programs and budget planning
Competitive loan rates and a .25% rate discount**
Free checking, 30,000+ surcharge-free ATMs, and 5,600+ branches nationwide
Exclusive discounts on auto, renter’s, homeowner’s insurance and more
Complimentary consultations with a financial professional
Focused on You
What Makes Sun East Different?
More people are realizing the value of credit unions over banks, and our 51,000+ members (and growing) have experienced the difference of Sun East. From the CEO to the Part-time Teller, our teams’ focus is on how we can make your day brighter, and help you live life better with the right financial tools to support your immediate and long-term goals.
Disclaimers
1 Initial interest rate of 5.250% with an Annual Percentage Rate (APR) of 6.379% for the first five years of a 5/1 Adjustable Rate Mortgage (ARM) is available only to applicants who complete an application at https://suneastfcu.mymortgageapps.org/ between July 6, 2026, and September 7, 2026. After the initial fixed-rate period, the interest rate may increase or decrease based on the terms of the loan, applicable index, and any rate adjustment limitations. Monthly principal and interest payments may increase or decrease as a result. This promotion cannot be combined with Sun East’s Community Heroes Mortgage Program. Promotion is available to first-time homebuyers and self-employed individuals. When all buyers are first-time homebuyers, at least one occupying homeowner must complete homeowner education through a Housing and Urban Development (HUD)-approved agency. Grants are not permitted. Escrow is required for property taxes and homeowners insurance. Applicants must be U.S. citizens or permanent resident aliens, meet membership eligibility requirements, and provide a full Federal National Mortgage Association (FNMA) 1004 appraisal.
Sun East Federal Credit Union partners with First Heritage Realty Alliance in order to extend real estate services to our membership consistent with the attention and quality that we provide for all of our members. While Sun East has an ownership interest in First Heritage Realty Alliance and First Heritage Financial, LLC, Sun East is NOT a real estate company. First Heritage Realty Alliance is the real estate company that we trust for all of our members.
Please note, our partnership with First Heritage Realty Alliance is for the convenience of our members, but is not required. Our members are free to utilize, and we are happy to work with, any real estate company of our members’ choosing.
Sun East Federal Credit Union, NMLS#433893, and First Heritage Financial, LLC, NMLS#506371, are equal opportunity lenders. Rates are subject to change daily based on market conditions and creditworthiness. Offer not valid on existing Sun East loans and is subject to end without notice; other terms and conditions may apply. For more information, visit https://suneastfcu.mymortgageapps.org/suneast or call 1-877-5-SUNEAST x765.
** 0.25% discount for Automatic Payment Transfer from Sun East checking. If at any time, Automatic Payment Transfer is discontinued then rate discount will be discontinued.
Third party linked websites are not under the control of Sun East Federal Credit Union. We are not responsible for their content. Third party website privacy and security policies may differ from ours. If you choose to engage in a transaction with a third party, please note that we do not represent either you or the third party in that transaction.