IMPORTANT FRAUD ALERT | Please be advised that Sun East will NOT call or text asking for your account information, including Online Banking credentials, one-time passcodes, credit or debit card number, PIN, or any other personal identification information. If you receive a suspicious call or text claiming to be from Sun East, please contact us at 610-485-2960. In addition, Sun East’s mobile solution, SecurLOCK Equip™, gives you a simple and secure way to manage and monitor your debit and credit card activity, customized by you. Download the SecurLOCK Equip™ app in the App Store or Google Play.

Business Loans

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Sun East Federal Credit Union has the right loan products to help you grow your business. We offer financing for small business owners, as well as corporations, partnerships, and limited liability companies. As a part of the community since 1949, Sun East understands the value that local businesses bring to the areas we serve. We want to be your first choice as a business partner in not only your day-to-day operations, but also your long-term growth. We offer:
• Commercial Vehicle & Equipment Loans
• Commercial Real Estate Financing
• Operating Capital Lines of Credit
• Small Business Administration (SBA) Loans
• Business Credit Cards
• Work Perks Workplace Membership
• Additional Business Lending Services

Commercial Vehicle & Equipment Loans

These products gives you access to convenient financing, offering flexible ways to secure commercial equipment and fleet vehicles. With long term business loans, you receive a one-time infusion of capital and pay it back over the term.

• No pre-payment penalty
• Competitive fixed-interest rates
• Collateral can be vehicles, equipment, furniture, fixtures, etc.
• Amount of purchase financed is determined by the type of collateral
• No annual fees

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Commercial Real Estate Financing

Whether you are looking to purchase or refinance commercial real estate, Sun East has the right options for your business.

• Competitive fixed-interest rates
• No annual fees
• No pre-payment penalty
• Loans for investment property also available

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Operating Capital Lines of Credit

Get quick access to cash! With an operating capital lines of credit, a set credit limit allows you to borrow against the credit line without reapplying each time, giving you access to your credit line for short-term borrowing needs.

• Secured by collateral such as inventory or accounts receivable
• Variable interest rate indexed to WSJ Prime rate
• Principal can be paid back at any time
• Credit line subject to annual renewal

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Small Business Administration (SBA) Loans

Small Business Administration (SBA) financing is designed to provide small businesses with access to credit featuring structures and terms that may be more suitable than conventional lending options. SBA loans are guaranteed by the federal agency, which allows Sun East to offer them with flexible terms and low interest rates.
• Longer repayment terms which means lower monthly payments
• Down payments as low as 10%
• No prepayment fee on terms less than 15 years (excluding SBA 504)
• No balloon payments on SBA 7(a) loans

SBA use of proceeds:
• Business acquisition or expansion
• Commercial real estate purchase, land or leasehold improvements
• Equipment and inventory purchases
• Working capital and refinancing existing debt (restrictions apply)

As an approved SBA Lender, Sun East was able to help small businesses in our community overcome the challenges created by the health crisis with multiple funding options.

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Read more from our SBA Loan recipients! on Sun East

Learn more about a Work Perks Workplace Membership for your Business

Sun East also offers employee benefits packages through a Work Perks Workplace Membership. Our no-cost benefit comes with all the perks of a personal membership that will help your company and your employees experience financial freedom.

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Additional Business Lending Services

At Sun East, we understand the challenges of doing business today. Because of this, we’ve designed our business products and services to make your work day a little easier. We have numerous options and accounts that fit your needs.

• Merchant Services
• Business Checking
• Business Savings
• Business Money Market
• 24/7 Access
• Online & Mobile Convenience

All loans are subject to credit approval.

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