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| Term | Rate The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan. | APR as low as APR = Annual Percentage Rate; effective 09/29/22 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. | Points For other options with points, please call 610-485-2960 x751. |
|---|---|---|---|
| 10 Year Fixed | 6.125% | 6.397% | 0 |
| 15 Year Fixed | 6.125% | 6.318% | 0 |
| 20 Year Fixed | 6.800% | 6.958% | 0 |
| 30 Year Fixed | 6.875% | 6.996% | 0 |
| 3/1 ARM | 3.750% | 5.652% | 0 |
| 5/1 ARM | 4.000% | 5.436% | 0 |
| 5/5 ARM | 4.250% | 5.672% | 0 |
| 7/5 ARM | 4.500% | 5.436% | 0 |
| Term | Rate The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan. | APR as low as APR = Annual Percentage Rate; effective 09/29/22 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. | Points For other options with points, please call 610-485-2960 x751. |
|---|---|---|---|
| 15 Year Fixed | 6.250% | 6.604% | 1.000 |
| 30 Year Fixed | 7.000% | 7.299% | 1.000 |
| Term | Rate The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan. | APR as low as APR = Annual Percentage Rate; effective 09/29/22 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. | Points For other options with points, please call 610-485-2960 x751. |
|---|---|---|---|
| 15 Year Fixed FHA | 6.125% | 7.584% | 1.000 |
| 30 Year Fixed FHA | 6.625% | 7.858% | 1.000 |
| 30 Year Fixed VA | 6.625% | 7.858% | 1.000 |
| Loan Term | Loan Amount | APR as low as Annual Percentage Rate; effective 08/01/22 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. | Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Effective 08/01/22. Subject to change without notice. |
|---|---|---|---|
| Up to 66 Months | Minimum Loan $5,000 | 4.74% | $17.24 (Based on 66-month term) |
| 67 to 75 Months | Minimum Loan $25,000 | 4.99% | $15.55 (Based on 75-month term) |
| 76 to 84 Months | Minimum Loan $40,000 | 5.99% | $14.60 (Based on 84-month term) |
| 85 to 96 Months | Minimum Loan $65,000 | 8.34% | $14.31 (Based on 96-month term) |
| Loan Type | Loan Term | Loan Amount | APR as low as Annual Percentage Rate; effective 05/02/22 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. | Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Subject to change without notice |
|---|---|---|---|---|
| Boats | 24 to 60 Months | Minimum Loan $5,000 | 6.49% | $19.56 (Based on 60-month term) |
| Boats | 61 to 84 Months | Minimum Loan $25,000 | 6.79% | $14.99 (Based on 84-month term) |
| Boats | 85 to 120 Months | Minimum Loan $50,000 - Maximum Loan $150,000 | 7.04% | $11.63 (Based on 120-month term) |
| Recreational Vehicles (RV) | 24 to 60 Months | Minimum Loan $5,000 | 4.99% | $18.87 (Based on 60-month term) |
| Recreational Vehicles (RV) | 61 to 84 Months | Minimum Loan $25,000 | 5.24% | $14.25 (Based on 84-month term) |
| Recreational Vehicles (RV) | 85 to 120 Months | Minimum Loan $50,000 | 5.49% | $10.85 (Based on 120-month term) |
| Recreational Vehicles (RV) | 121 to 180 Months | Minimum Loan $75,000 - Maximum Loan $150,000 | 5.74% | $8.30 (Based on 180-month term) |
| Motorcycle, ATV, and Personal Watercraft | 24 to 48 Months | Minimum Loan $2,500 | 6.29% | $23.62 (Based on 48-month term) |
| Motorcycle, ATV, and Personal Watercraft | 49 to 60 Months | Minimum Loan $5,000 | 6.54% | $19.58 (Based on 60-month term) |
| Motorcycle, ATV, and Personal Watercraft | 61 to 72 Months | Minimum Loan $10,000 - Maximum Loan $35,000 | 6.79% | $16.95 (Based on 72-month term) |
| Loan Type | Loan Term | Loan Amount | APR as low as APR = Annual Percentage Rate; effective 09/12/22 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. | Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Effective 09/12/22 and subject to change without notice. |
|---|---|---|---|---|
| Fixed 1st Lien | 1 - 5 Years | Minimum Loan $10,000 | 4.74% | $18.75 (Based on 60-month term) |
| Fixed 1st Lien | 6 - 10 Years | Minimum Loan $10,000 | 5.45% | $10.83 (Based on 120-month term) |
| Fixed 1st Lien | 11 - 15 Years | Minimum Loan $35,000 | 5.90% | $8.38 (Based on 180-month term) |
| Fixed 1st Lien | 16 - 20 Years | Minimum Loan $35,000 | 5.90% | $7.11 (Based on 240-month term) |
| Fixed 2nd Lien | 1 - 5 Years | Minimum Loan $10,000 | 5.87% | $19.27 (Based on 60-month term) |
| Fixed 2nd Lien | 6 - 10 Years | Minimum Loan $10,000 | 6.81% | $11.51 (Based on 120-month term) |
| Fixed 2nd Lien | 11 - 15 Years | Minimum Loan $35,000 | 7.49% | $9.26 (Based on 180-month term) |
| Fixed 2nd Lien | 16 - 20 Years | Minimum Loan $35,000 | 7.49% | $8.05 (Based on 240-month term) |
| Terms | Loan Amount | APR as low as APR = Annual Percentage Rate; effective 08/01/22 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. | Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. |
|---|---|---|---|
| 10 Year Draw, Followed By 10 Year Repayment | Minimum Loan $10,000 | Intro Rate = 1.99% for Six Months. After Intro, APR as low as 5.00%. | Variable |
| Loan Term | Loan Amount | APR as low as APR = Annual Percentage Rate; effective 08/01/22 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. | Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Subject to change without notice. |
|---|---|---|---|
| 12 to 35 Months | Minimum Loan $1,000 - Maximum Loan $35,000 | 8.74% | $32.47 (Based on 35-month term) |
| 36 to 59 Months | Minimum Loan $3,000 - Maximum Loan $35,000 | 9.99% | $21.52 (Based on 59-month term) |
| 60 to 72 Months | Minimum Loan $5,000 - Maximum Loan $35,000 | 10.99% | $19.03 (Based on 72-month term) |
| Loan Type | Loan Term | APR as low as APR = Annual Percentage Rate; effective 10/21/2019 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals. |
|---|---|---|
| Certificate Secured | Up to 60 Months | Certificate Rate + 3.00%, Floor of 5.00%, 100% LTV (Loan Maturity Date = Certificate Maturity Date) |
| Share Secured | Up to 60 Months | Share Rate + 3.00%, Floor of 5.00%, 100% LTV |
| Term A penalty may be imposed for early withdrawal. In addition to Sun East's early withdrawal penalty, the Internal Revenue Service may also impose an early withdrawal penalty. IRAs are subject to contribution limits. Visit www.irs.gov for more information. Rates are subject to change without notice. | Initial Deposit | Dividend Rate | APY APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred 09/21/22. Rates are subject to change without notice. |
|---|---|---|---|
| 3 Months | $500 | 0.55% | 0.55% |
| 6 Months | $500 | 1.25% | 1.25% |
| 12 months | $500 | 3.20% | 3.25% |
| 18 Months | $500 | 2.72% | 2.75% |
| 24 Months | $500 | 2.72% | 2.75% |
| 30 Months | $500 | 2.82% | 2.85% |
| 36 Months | $500 | \2.82% | 2.85% |
| 48 Months | $500 | 2.96% | 3.00% |
| 60 Months | $500 | 3.20% | 3.25% |
| 3 Month Jumbo | $99,000 | 0.65% | 0.65% |
| 6 Month Jumbo | $99,000 | 1.35% | 1.35% |
| 12 Month Jumbo | $99,000 | 3.30% | 3.35% |
| 18 Months Jumbo | $99,000 | 2.82% | 2.86% |
| 24 Month Jumbo | $99,000 | 2.82% | 2.86% |
| 30 Month Jumbo | $99,000 | 2.92% | 2.96% |
| 36 Month Jumbo | $99,000 | 2.92% | 2.96% |
| 48 Month Jumbo | $99,000 | 3.06% | 3.10% |
| 60 Month Jumbo | $99,000 | 3.30% | 3.35% |
| 6 Month Youth Certificate A penalty may be imposed for early withdrawal. | $250 | 1.25% | 1.25% |
| 12 Month Youth Certificate A penalty may be imposed for early withdrawal. | $250 | 3.20% | 3.25% |
| Accounts Rates are subject to change without notice | Initial Deposit | Minimum Balance Required to Earn Dividends | Dividend Rate | APY APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 09/21/22. Rates are subject to change without notice. |
|---|---|---|---|---|
| Savings Account | $5.00 | $0.01 - $999.99 | 0.10% | 0.10% |
| $1,000 - $4,999.99 | 0.10% | 0.10% | ||
| $5,000 - $9,999.99 | 0.10% | 0.10% | ||
| $10,000 and Over | 0.10% | 0.10% | ||
| Primary Business Savings | $5.00 | $0.01 - $999.99 | 0.02% | 0.02% |
| $1,000 - $4,999.99 | 0.04% | 0.04% | ||
| $5,000 - $9,999.99 | 0.04% | 0.04% | ||
| $10,000 and Over | 0.04% | 0.04% | ||
| Premium Business Savings | $500 | $500 - $9,999.99 | 0.10% | 0.10% |
| $10,000 - $24,999.99 | 0.10% | 0.10% | ||
| $25,000 - $99,999.99 | 0.15% | 0.15% | ||
| $100,000 and Over | 0.20% | 0.20% | ||
| MAX-Yield Money Market Account - 13 Months - New Money Only Limited time offer; effective 09/26/22. | $5,000 | $5,000 - $250,000 | 1.99% | 2.00% |
| Classic Money Market Account | $2,500 | $2,500 - $9,999 | 0.30% | 0.30% |
| $10,000 and Over | 0.30% | 0.30% | ||
| Premier Money Market Account | $25,000 | $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - $74,999.99 | 0.50% | 0.50% | ||
| $75,000 - $99,999.99 | 0.50% | 0.50% | ||
| $100,000 and Over | 0.60% | 0.60% | ||
| Performance Money Market Account | $250,000 | $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - $74,999.99 | 0.50% | 0.50% | ||
| $75,000 - $99,999.99 | 0.50% | 0.50% | ||
| $100,000 - $249,999.99 | 0.60% | 0.60% | ||
| $250,000 and Over | 0.60% | 0.60% | ||
| Business MAX-Yield Money Market Account - 13 Months - New Money Only Limited time offer; effective 08/15/22. | $2,500 | $2,500 - $250,000 | 1.49% | 1.50% Annual Percentage Yield (APY) as of 08/15/22; valid on new money only. Early withdrawal, account closure, and/or failure to maintain minimum deposit could result in decreased earnings. After the initial 13-month promotional term, the MAX-Yield MMA and corresponding promotional APY will then revert to a classic MMA with the corresponding account terms and then-current APY. |
| Business Money Market Account | $2,500 | $2,500 - $24,999.99 | 0.15% | 0.15% |
| $25,000 - $49,999.99 | 0.15% | 0.15% | ||
| $50,000 - $99,999.99 | 0.15% | 0.15% | ||
| $100,000 - $499,999.99 | 0.25% | 0.25 | ||
| $500,000 - $999,999.99 | 0.50% | 0.50% | ||
| $1,000,000 and Over | 0.50% | 0.50% | ||
| Holiday Club | January through 3rd Saturday in October | $0.01 | 0.10% | 0.10% |
| Vacation Club | Not Applicable | $0.01 - $999.99 | 0.10% | 0.10% |
| $1,000 - $4,999.99 | 0.10% | 0.10% | ||
| $5,000 - $9,999.99 | 0.10% | 0.10% | ||
| $10,000 and Over | 0.10% | 0.10% | ||
| Youth Savings | $5.00 | $0.01 | 0.10% | 0.10% |
| Variable IRA Dividend Rate and Annual Percentage Yield applicable to this account are variable. The dividend rate and APY may change daily as determined by the Board of Directors. There are no limitations on the amount the dividend rate may change. A penalty may be imposed for early withdrawal. In addition to Sun East's early withdrawal penalty, the Internal Revenue Service may also impose an early withdrawal penalty. IRAs are subject to contribution limits. Visit www.irs.gov for more information. | $0.01 | $0.01 | 0.30% | 0.30% |
| Accounts Rates are subject to change without notice. | Initial Deposit | Minimum Balance required to Earn Dividends | Dividend Rate | APY APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 09/21/2022. Rates are subject to change without notice. |
|---|---|---|---|---|
| Free Checking | $5 | N/A | N/A | N/A |
| uSave Interest Checking | $5 | $500 - $9,999.99 | 0.10% | 0.10% |
| $10,000 - $49,999.99 | 0.10% | 0.10% | ||
| $50,000 - $99,999.99 | 0.10% | 0.10% | ||
| $100,000 and Over | 0.10% | 0.10% | ||
| Basic Business Checking | $5 | N/A | N/A | N/A |
| Deluxe Business Checking | $5 | N/A | N/A | N/A |
| Premium Business Checking | $5 | $499.99 - $9,999.98 | 0.10% | 0.10% |
| $9,999.99 - $24,999.98 | 0.10% | 0.10% | ||
| $24,999.99 - $99,999.98 | 0.15% | 0.15% | ||
| $99,999.99 and Over | 0.20% | 0.20% | ||
| Basic Business Checking for Non-Profit | $5 | N/A | N/A | N/A |
| Deluxe Business Checking for Non-Profit | $5 | N/A | N/A | N/A |
Deposits insured up to $500,000.$250,000 by the National Credit Union Administration, a U.S. Government Agency, and $250,000 by ESI, a licensed property and casualty insurer.
ESI is not a government agency.