Need Help? Contact Us
For 24/7 Automated Bank-by-Phone System (SUNNY) Call: (610)-485-6800 For Member Service Call: 610-485-2960 For More Contact Info: Find Branches & ATMs Contact Us
Banking Account Login
join
Great news, becoming a member of Sun East is easy! Join Us For Business Memberships:

Enhance your employee benefits package by offering Sun East's Work Perks.

Collapse

Loan Rates

Home Equity Term Loansas low as: 4.29% APR*
New Car Loansas low as: 2.74% APR*
Personal Loanas low as: 5.74% APR*

Vehicle Loan Rates

Model YearLoan TermLoan AmountAPR as low as Annual Percentage Rate; effective 10/21/2019 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Effective 10/21/2019. Subject to change without notice.
2018 and Newer (Un-Titled)Up to 66 MonthsMinimum Loan $5,0002.74%$16.34 (Based on 66-month term)
2018 and Newer (Un-Titled)67 to 75 Months Minimum Loan $25,0003.44%$14.84 (Based on 75-month term)
2018 and Newer (Un-Titled)76 to 84 Months Minimum Loan $40,0003.94%$13.64 (Based on 84-month term)
2018 and Newer (Un-Titled)85 to 96 Months Minimum Loan $65,0004.84%$12.58 (Based on 96-month term)
2018 and Older (Previously Titled)Up to 66 Months Minimum Loan $5,0002.99%$16.45 (Based on 66-month term)
2018 and Older (Previously Titled)67 to 75 Months Minimum Loan $25,0003.69%$14.95 (Based on 75-month term)
2018 and Older (Previously Titled)76 to 84 Months Minimum Loan $40,0004.19%$13.76 (Based on 84-month term)
2018 and Older (Previously Titled)85 to 96 Months Minimum Loan $65,0005.09%$12.70 (Based on 96-month term)

Recreational Loan Rates

Loan TypeLoan TermLoan AmountAPR as low as Annual Percentage Rate; effective 10/21/2019 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Subject to change without notice
Boats and RVs24 to 60 MonthsMinimum Loan $5,0006.04%$19.35 (Based on 60-month term)
Boats and RVs24 to 84 MonthsMinimum Loan $25,0006.29%$14.75 (Based on 84-month term)
Boats and RVs24 to 120 MonthsMinimum Loan $50,000 - Maximum Loan $150,0006.54%$11.38 (Based on 120-month term)
Motorcycle, ATV, and Personal Watercraft24 to 48 MonthsMinimum Loan $2,5005.79%$23.39 (Based on 48-month term)
Motorcycle, ATV, and Personal Watercraft24 to 60 MonthsMinimum Loan $5,0006.04%$19.35 (Based on 60-month term)
Motorcycle, ATV, and Personal Watercraft24 to 72 MonthsMinimum Loan $10,000 - Maximum Loan $35,0006.29%$16.71 (Based on 72-month term)

Personal Loan Rates

Loan TermLoan AmountAPR as low as APR = Annual Percentage Rate; effective 11/07/2019 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Subject to change without notice.
3 to 35 MonthsMinimum Loan $1,000 - Maximum Loan $3,0005.74%$31.10 (Based on 35-month term)
36 to 59 MonthsMinimum Loan $3,000 - Maximum Loan $35,0006.24%$19.73 (Based on 59-month term)
60 to 72 MonthsMinimum Loan $5,000 - Maximum Loan $35,0006.74%$16.92 (Based on 72-month term)

Share Secured Loan Rates

Loan TypeLoan TermAPR as low as APR = Annual Percentage Rate; effective 10/21/2019 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Certificate SecuredUp to 60 MonthsCertificate Rate + 3.00%, Floor of 5.00%, 100% LTV (Loan Maturity Date = Certificate Maturity Date)
Share SecuredUp to 60 MonthsShare Rate + 3.00%, Floor of 5.00%, 100% LTV

Home Equity Term Loan Rates

Loan TypeLoan TermLoan AmountAPR as low as APR = Annual Percentage Rate; effective 10/21/19 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Effective 10/21/19 and subject to change without notice.
Fixed 1st Lien1 - 10 YearsMinimum Loan $10,0004.29%$10.26 (Based on 120-month term)
Fixed 1st Lien11 - 20 YearsMinimum Loan $35,0004.34%$6.24 (Based on 240-month term)
Fixed 2nd Lien1 - 10 YearsMinimum Loan $10,0005.29%$10.75 (Based on 120-month term)
Fixed 2nd Lien11 - 20 YearsMinimum Loan $35,0005.34%$6.79 (Based on 240-month term)

Home Equity Lines of Credit (HELOC) Rates

TermsLoan AmountAPR as low as APR = Annual Percentage Rate; effective 12/03/19 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
10 Year Draw, Followed By 10 Year RepaymentMinimum Loan $10,000As low As 4.25% (Prime minus .50% with a minimum APR [or floor] of 4%)
Intro Rate = 1.99% for Six Months.
Variable