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Loan Rates

Home Equity Term Loansas low as: 3.99% APR*
New Car Loansas low as: 2.44% APR*
Credit Cardas low as: 9.9% APR*

Vehicle Loan Rates

Model YearLoan TermAPR Annual Percentage Rate. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
2013 or NewerUp to 63 Months Min. Loan $5,0002.69%$17.04 (Based on 63-month term)
2013 or NewerUp to 75 Months Min. Loan $5,0002.69%$14.51 (Based on 75-month term)
2013 or NewerUp to 84 Months Min. Loan $20,0002.69%$13.08 (Based on 84-month term)
2013 or OlderUp to 75 Months4.00%$17.63 (Based on 63-month term)

Motorcycle Loan Rates

Model YearLoan TermAPR as low as Annual Percentage Rate. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
2011-2017Up to 48 Months9.49%$25.05 (Based on 48-month term)
2011-2017Up to 60 Months9.74%$20.99 (Based on 60-month term)

Personal Loan Rates

Loan TermAPR as low as APR = Annual Percentage Rate. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
Up to 36 months9.54%$31.99 (Based on 36-month term)
Up to 60 Months9.74%$20.99 (Based on 60-month term)

Shared Secured Loan Rates

Loan TypeLoan TermAPR as low as APR = Annual Percentage Rate. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
Certificate SecuredVariable3.00% Over Certificate Rate (minimum of 5.00%)Variable based on term.
Share SecuredUP to 60 Months4.75%$18.79 (based on 60-month term)

Home Equity Term Loan Rates

  • Apply Now https://app.loanspq.com/he/HomeEquityLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD0lAG8rBQTjopKRqsG/aHTfYddctXGX3thMuF4hrOgShHDZhy1CoQ0two5lvNrqLNw==
Home Equity (Fixed Rate)Loan AmountAPR as low as APR = Annual Percentage Rate. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
5 year$74,999.99 or less3.99%$18.30
5 Year$75,000.00 or more3.99%$18.30
10 Year$74,999.99 or Less3.99 %$10.01
10 Year$75,000.00 or more3.99%$9.89
15 Year$74,999.99 or less4.34%$7.44
15 Year$75,000.00 or more4.04%$7.30
20 Year$74,999.99 or less4.87%$6.33
20 Year$75,000.00 or more4.87%$6.33

Home Equity Lines of Credit (HELOC) Rates

TermsAPR APR = Annual Percentage Rate. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
10 year draw, Up to 20 year repaymentAs low As 4.00% (Prime minus 1% with a minimum APR [or floor] of 4.00%)Variable