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Loan Rates

Home Equity Term Loansas low as: 4.39% APR*
New Car Loansas low as: 3.44% APR*
Personal Loanas low as: 9.29% APR*

Vehicle Loan Rates

Model YearLoan TermAPR as low as Annual Percentage Rate; effective 9/24/2018 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Effective 9/24/2018. Subject to change without notice.
2014 or NewerUp to 75 Months Min. Loan $5,0003.44%$14.86 (Based on 75-month term)
New Vehicles OnlyUp to 84 Months Min. Loan $20,0004.44%$13.90 (Based on 84-month term)
2013 or OlderUp to 63 Months Min. Loan $5,0004.60%$17.93 (Based on 63-month term)

Recreational Loan Rates

Loan TypeLoan TermLoan AmountAPR as low as Annual Percentage Rate; effective 6/4/2018 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Subject to change without notice
Motorcycle - Model Year - 2012-2018Up to 48 MonthsN/A9.24%$25.10 (Based on 48-month term)
Motorcycle - Model Year - 2012-2018Up to 60 MonthsN/A9.49%$21.08 (Based on 60-month term)
RV (Recreational Vehicle)Up to 84 Months$5,000 - $10,0006.74%$15.01 (Based on 84-month term)
RV (Recreational Vehicle)Up to 120 Months$10,001 - $25,0005.99%$11.13 (Based on 120-month term)
RV (Recreational Vehicle)Up to 180 Months$25,001 - $150,0005.74%$8.32 (Based on 180-month term)
ATV (All Terrain Vehicle)Up to 60 Months$1,000 - $5,0006.49%$19.62 (Based on 60-month term)
ATV (All Terrain Vehicle)Up to 66 Months$5,001 - $10,0006.74%$18.23 (Based on 66-month term)
ATV (All Terrain Vehicle)Up to 72 Months$10,001 - $25,0006.99%$17.10 (Based on 72-month term)
Jet SkiUp to 60 Months$1,000 - $5,0006.49%$19.62 (Based on 60-month term)
Jet SkiUp to 66 Months$5,001 - $10,0006.74%$18.23 (Based on 66-month term)
Jet SkiUp to 72 Months$10,001 - $25,0006.99%$17.10 (Based on 72-month term)
BoatUp to 84 Months$10,000 - $15,0006.49%$14.89 (Based on 84-month term)
BoatUp to 120 Months$15,001 - $25,0006.74%$11.52 (Based on 120-month term)
BoatUp to 180 Months$25,001 - $250,0006.99%$9.02 (Based on 180-month term)

Personal Loan Rates

Loan TermAPR as low as APR = Annual Percentage Rate; effective 6/11/2018 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Subject to change without notice.
Up to 36 months9.29%$32.06 (Based on 36-month term)
Up to 60 Months9.49%$21.08 (Based on 60-month term)

Shared Secured Loan Rates

Loan TypeLoan TermAPR as low as APR = Annual Percentage Rate; effective 1/31/18 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
Certificate SecuredVariable3.00% Over Certificate Rate (minimum of 5.00%)Variable based on term.
Share SecuredUP to 60 Months4.75%$18.80 (based on 60-month term)

Home Equity Term Loan Rates

  • Apply Now https://app.loanspq.com/he/HomeEquityLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD0lAG8rBQTjopKRqsG/aHTfYddctXGX3thMuF4hrOgShHDZhy1CoQ0two5lvNrqLNw==
Home Equity (Fixed Rate)Loan AmountAPR as low as APR = Annual Percentage Rate; effective 10/15/18 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Effective 10/15/18 and subject to change without notice.
5 year$74,999.99 or less4.39%$18.63
5 Year$75,000.00 or more4.39%$18.63
10 Year$74,999.99 or Less4.39%$10.33
10 Year$75,000.00 or more4.39%$10.33
15 Year$74,999.99 or less5.10%$7.98
15 Year$75,000.00 or more5.10%$7.98
20 Year$74,999.99 or less5.49%$6.89
20 Year$75,000.00 or more5.49%$6.89

Home Equity Lines of Credit (HELOC) Rates

TermsAPR as low as APR = Annual Percentage Rate; effective 9/24/18 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
10 year draw, Up to 20 year repaymentAs low As 4.75% (Prime minus 1% with a minimum APR [or floor] of 4%)Variable