IMPORTANT FRAUD ALERT I We have been made aware of fraudulent calls and text messages impersonating Sun East employees and appearing to have come from our phone number. Please be advised that Sun East will NEVER call or text asking for any portion of your Credit or Debit Card Number, PIN, or any other personal identification information. If you receive a suspicious call or text claiming to be from Sun East, please contact us directly at 610-485-2960. /// HIGH CALL VOLUME | We recognize the current high call volume. Account access is available through Online and Mobile Banking, at any Sun East ATM, and through SUNNY, the 24-hour Bank By Phone System, at 610-485-6800. Features such as eStatements, Auto Payment Transfer, Loan Pay, and Bill Pay can help with timeliness and convenience. If you are calling about an application for a Certificate, please allow a minimum of five (5) business days to process your application. Our Member Service Representatives are working quickly to assist members. We appreciate your cooperation and patience as hold times may vary.

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Loan Rates

New and Used Auto Loanas low as: 4.74% APR*
Home Equity Term Loanas low as: 4.74% APR*
Rewards Credit Cardas low as: Intro 0% APR*
Personal Loanas low as: 8.74% APR*

Vehicle Loan Rates

  • Apply Now on Sun East https://app.loanspq.com/vl/VehicleLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD0lAG8rBQTjopKRqsG/aHTfYddctXGX3thMuF4hrOgShHDZhy1CoQ0two5lvNrqLNw==
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    Auto Loan
Loan TermLoan AmountAPR as low as Annual Percentage Rate; effective 08/01/22 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Effective 08/01/22. Subject to change without notice.
Up to 66 MonthsMinimum Loan $5,0004.74%$17.24 (Based on 66-month term)
67 to 75 Months Minimum Loan $25,0004.99%$15.55 (Based on 75-month term)
76 to 84 Months Minimum Loan $40,0005.99%$14.60 (Based on 84-month term)
85 to 96 Months Minimum Loan $65,0008.34%$14.31 (Based on 96-month term)

Recreational Loan Rates

  • Apply Now on Sun East https://app.loanspq.com/vl/VehicleLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD0lAG8rBQTjopKRqsG/aHTfYddctXGX3thMuF4hrOgShHDZhy1CoQ0two5lvNrqLNw==
  • Calculate Payment
    Auto Loan
Loan TypeLoan TermLoan AmountAPR as low as Annual Percentage Rate; effective 05/02/22 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Subject to change without notice
Boats24 to 60 MonthsMinimum Loan $5,0006.49%$19.56 (Based on 60-month term)
Boats61 to 84 MonthsMinimum Loan $25,0006.79%$14.99 (Based on 84-month term)
Boats85 to 120 MonthsMinimum Loan $50,000 - Maximum Loan $150,0007.04%$11.63 (Based on 120-month term)
Recreational Vehicles (RV)24 to 60 MonthsMinimum Loan $5,0004.99%$18.87 (Based on 60-month term)
Recreational Vehicles (RV)61 to 84 MonthsMinimum Loan $25,0005.24%$14.25 (Based on 84-month term)
Recreational Vehicles (RV)85 to 120 MonthsMinimum Loan $50,0005.49%$10.85 (Based on 120-month term)
Recreational Vehicles (RV)121 to 180 MonthsMinimum Loan $75,000 - Maximum Loan $150,0005.74%$8.30 (Based on 180-month term)
Motorcycle, ATV, and Personal Watercraft24 to 48 MonthsMinimum Loan $2,5006.29%$23.62 (Based on 48-month term)
Motorcycle, ATV, and Personal Watercraft49 to 60 MonthsMinimum Loan $5,0006.54%$19.58 (Based on 60-month term)
Motorcycle, ATV, and Personal Watercraft61 to 72 MonthsMinimum Loan $10,000 - Maximum Loan $35,0006.79%$16.95 (Based on 72-month term)

Personal Loan Rates

  • Apply Now on Sun East https://app.loanspq.com/pl/PersonalLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD0lAG8rBQTjopKRqsG/aHTfYddctXGX3thMuF4hrOgShHDZhy1CoQ0two5lvNrqLNw==
  • Calculate Payment
    Personal Debt Consolidation
Loan TermLoan AmountAPR as low as APR = Annual Percentage Rate; effective 08/01/22 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Subject to change without notice.
12 to 35 MonthsMinimum Loan $1,000 - Maximum Loan $35,0008.74%$32.47 (Based on 35-month term)
36 to 59 MonthsMinimum Loan $3,000 - Maximum Loan $35,0009.99%$21.52 (Based on 59-month term)
60 to 72 MonthsMinimum Loan $5,000 - Maximum Loan $35,00010.99%$19.03 (Based on 72-month term)

Share Secured Loan Rates

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    Loan Comparison
Loan TypeLoan TermAPR as low as APR = Annual Percentage Rate; effective 10/21/2019 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Certificate SecuredUp to 60 MonthsCertificate Rate + 3.00%, Floor of 5.00%, 100% LTV (Loan Maturity Date = Certificate Maturity Date)
Share SecuredUp to 60 MonthsShare Rate + 3.00%, Floor of 5.00%, 100% LTV

Home Equity Term Loan Rates

  • Apply Now on Sun East https://app.loanspq.com/he/HomeEquityLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD0lAG8rBQTjopKRqsG/aHTfYddctXGX3thMuF4hrOgShHDZhy1CoQ0two5lvNrqLNw==
  • Calculate Payment
    Loan Comparison
Loan TypeLoan TermLoan AmountAPR as low as APR = Annual Percentage Rate; effective 09/12/22 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Effective 09/12/22 and subject to change without notice.
Fixed 1st Lien1 - 5 YearsMinimum Loan $10,0004.74%$18.75 (Based on 60-month term)
Fixed 1st Lien6 - 10 YearsMinimum Loan $10,0005.45%$10.83 (Based on 120-month term)
Fixed 1st Lien11 - 15 YearsMinimum Loan $35,0005.90%$8.38 (Based on 180-month term)
Fixed 1st Lien16 - 20 YearsMinimum Loan $35,0005.90%$7.11 (Based on 240-month term)
Fixed 2nd Lien1 - 5 YearsMinimum Loan $10,0005.87%$19.27 (Based on 60-month term)
Fixed 2nd Lien6 - 10 YearsMinimum Loan $10,0006.81%$11.51 (Based on 120-month term)
Fixed 2nd Lien11 - 15 YearsMinimum Loan $35,0007.49%$9.26 (Based on 180-month term)
Fixed 2nd Lien16 - 20 YearsMinimum Loan $35,0007.49%$8.05 (Based on 240-month term)

Home Equity Line of Credit (HELOC) Rates

  • Apply Now on Sun East https://app.loanspq.com/he/HomeEquityLoan.aspx?enc=Kw21Wblm1yxpjJabdoZaD0lAG8rBQTjopKRqsG/aHTfYddctXGX3thMuF4hrOgShHDZhy1CoQ0two5lvNrqLNw==
  • Calculate Payment
    Home Equity Line of Credit
TermsLoan AmountAPR as low as APR = Annual Percentage Rate; effective 08/01/22 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
10 Year Draw, Followed By 10 Year RepaymentMinimum Loan $10,000Intro Rate = 1.99% for Six Months.
After Intro, APR as low as 5.00%.
Variable

*APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member’s creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.