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Mortgage Rates

15 Year Fixedas low as: 4.993% APR*
30 Year Fixedas low as: 5.508% APR*
30 Year Fixed Jumboas low as: 5.603% APR*
30 Year Fixed FHAas low as: 5.780% APR*

Conforming Mortgage Loan Amounts from $50,000 to $647,200

TermRate The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan.APR as low as APR = Annual Percentage Rate; effective 05/24/22 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. Points For other options with points, please call 610-485-2960 x751.
10 Year Fixed4.825%5.005%0
15 Year Fixed4.850%4.993%0
20 Year Fixed4.975%5.106%0
30 Year Fixed5.375% 5.508%0
5/6 ARM4.000%4.738%2.961
7/6 ARM4.000%4.959%3.696
10/6 ARM4.000%5.160%4.446

Jumbo Mortgage Loan Amounts greater than $647,200

TermRate The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan.APR as low as APR = Annual Percentage Rate; effective 05/24/22 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. Points For other options with points, please call 610-485-2960 x751.
15 Year Fixed4.975%5.147%1
30 Year Fixed5.500%5.603%1

FHA / VA Loans

TermRate The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan.APR as low as APR = Annual Percentage Rate; effective 05/24/22 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. Points For other options with points, please call 610-485-2960 x751.
15 Year Fixed FHA 4.625%5.896%3.000
30 Year Fixed FHA 5.250%5.780%0
30 Year Fixed VA 5.250%5.780%0

* The rates above reflect the best par rates available today. Not everyone that applies will qualify for the rates shown above. Rates shown above are based on an applicant FICO score of at least 740 for an owner-occupied home purchase, with a loan amount of $200,000 and a loan-to-value ratio of no more than 60%. All loans are subject to individual credit approval, subject to change without notice. Please note that the posted rates are for Rate Locks that do not exceed 60 days. Pre-qualification is not a commitment to lend.

Sun East Federal Credit Union partners with First Heritage Realty in order to extend real estate services to our membership consistent with the attention and quality that we provide for all of our members.  While Sun East has an ownership interest in First Heritage Realty,  Sun East is NOT a real estate company. First Heritage Realty Alliance is the real estate company that we trust for all of our members.

Please note, our partnership with First Heritage Realty Alliance is for the convenience of our members, but is not required. Our members are free to utilize, and we are happy to work with, any real estate company of our members’ choosing.