IMPORTANT FRAUD ALERT I We have been made aware of fraudulent calls and text messages impersonating Sun East employees and appearing to have come from our phone number. Please be advised that Sun East will NEVER call or text asking for any portion of your Credit or Debit Card Number, PIN, or any other personal identification information. If you receive a suspicious call or text claiming to be from Sun East, please contact us directly at 610-485-2960. /// HIGH CALL VOLUME | We recognize the current high call volume. Account access is available through Online and Mobile Banking, at any Sun East ATM, and through SUNNY, the 24-hour Bank By Phone System, at 610-485-6800. Features such as eStatements, Auto Payment Transfer, Loan Pay, and Bill Pay can help with timeliness and convenience. If you are calling about an application for a Certificate, please allow a minimum of five (5) business days to process your application. Our Member Service Representatives are working quickly to assist members. We appreciate your cooperation and patience as hold times may vary.

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Mortgage Rates

3/1 ARMas low as: 5.652% APR*
5/1 ARMas low as: 5.436% APR*
15 Year Fixedas low as: 6.318% APR*
30 Year Fixedas low as: 6.996% APR*
30 Year Fixed Jumboas low as: 7.299% APR*
30 Year Fixed FHAas low as: 7.858% APR*

Conforming Mortgage Loan Amounts from $50,000 to $647,200

TermRate The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan.APR as low as APR = Annual Percentage Rate; effective 09/29/22 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. Points For other options with points, please call 610-485-2960 x751.
10 Year Fixed6.125%6.397%0
15 Year Fixed6.125%6.318%0
20 Year Fixed6.800%6.958%0
30 Year Fixed6.875% 6.996%0
3/1 ARM3.750%5.652%0
5/1 ARM4.000%5.436%0
5/5 ARM4.250%5.672%0
7/5 ARM4.500%5.436%0

Jumbo Mortgage Loan Amounts greater than $647,200

TermRate The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan.APR as low as APR = Annual Percentage Rate; effective 09/29/22 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. Points For other options with points, please call 610-485-2960 x751.
15 Year Fixed6.250%6.604%1.000
30 Year Fixed7.000%7.299%1.000

FHA / VA Loans

TermRate The Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan.APR as low as APR = Annual Percentage Rate; effective 09/29/22 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges. Points For other options with points, please call 610-485-2960 x751.
15 Year Fixed FHA 6.125%7.584%1.000
30 Year Fixed FHA 6.625%7.858%1.000
30 Year Fixed VA 6.625%7.858%1.000

* The rates above reflect the best par rates available today. Not everyone that applies will qualify for the rates shown above. Rates shown above are based on an applicant FICO score of at least 740 for an owner-occupied home purchase, with a loan amount of $200,000 and a loan-to-value ratio of no more than 60%. All loans are subject to individual credit approval, subject to change without notice. Please note that the posted rates are for Rate Locks that do not exceed 60 days. Pre-qualification is not a commitment to lend.

Sun East Federal Credit Union partners with First Heritage Realty in order to extend real estate services to our membership consistent with the attention and quality that we provide for all of our members.  While Sun East has an ownership interest in First Heritage Realty,  Sun East is NOT a real estate company. First Heritage Realty Alliance is the real estate company that we trust for all of our members.

Please note, our partnership with First Heritage Realty Alliance is for the convenience of our members, but is not required. Our members are free to utilize, and we are happy to work with, any real estate company of our members’ choosing.

Sun East Federal Credit Union, NMLS#433893, and First Heritage Financial, LLC, NMLS#506371, are equal opportunity lenders. Rates are subject to change daily based on market conditions and creditworthiness. Offer not valid on existing Sun East loans and is subject to end without notice; other terms and conditions may apply. For more information, visit https://suneastfcu.mymortgageapps.org/suneast or call 1-877-5-SUNEAST x765.