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Mortgage Rates

New Car Loansas low as: 2.74% APR*
Home Equity Term Loansas low as: 4.29% APR*
Rewards Credit Cardas low as: Intro 0% APR*
Personal Loanas low as: 5.74% APR*

Home Equity Lines of Credit (HELOC) Rates

TermsLoan AmountAPR as low as APR = Annual Percentage Rate; effective 12/03/19 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable.
10 Year Draw, Followed By 10 Year RepaymentMinimum Loan $10,000As low As 4.25% (Prime minus .50% with a minimum APR [or floor] of 4%)
Intro Rate = 1.99% for Six Months.
Variable

Personal Loan

Share Secured Loan Rates

Loan TypeLoan TermAPR as low as APR = Annual Percentage Rate; effective 10/21/2019 and subject to change without notice. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loanto- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Certificate SecuredUp to 60 MonthsCertificate Rate + 3.00%, Floor of 5.00%, 100% LTV (Loan Maturity Date = Certificate Maturity Date)
Share SecuredUp to 60 MonthsShare Rate + 3.00%, Floor of 5.00%, 100% LTV

Vehicle Loan Rates

Model YearLoan TermLoan AmountAPR as low as Annual Percentage Rate; effective 10/21/2019 and subject to change without notice. APR includes .25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.Cost Per Thousand Borrowed Cost-per-thousand borrowed does not include amounts for taxes, titles, insurance premiums or other additional costs, if applicable. Effective 10/21/2019. Subject to change without notice.
2018 and Newer (Un-Titled)Up to 66 MonthsMinimum Loan $5,0002.74%$16.34 (Based on 66-month term)
2018 and Newer (Un-Titled)67 to 75 Months Minimum Loan $25,0003.44%$14.84 (Based on 75-month term)
2018 and Newer (Un-Titled)76 to 84 Months Minimum Loan $40,0003.94%$13.64 (Based on 84-month term)
2018 and Newer (Un-Titled)85 to 96 Months Minimum Loan $65,0004.84%$12.58 (Based on 96-month term)
2018 and Older (Previously Titled)Up to 66 Months Minimum Loan $5,0002.99%$16.45 (Based on 66-month term)
2018 and Older (Previously Titled)67 to 75 Months Minimum Loan $25,0003.69%$14.95 (Based on 75-month term)
2018 and Older (Previously Titled)76 to 84 Months Minimum Loan $40,0004.19%$13.76 (Based on 84-month term)
2018 and Older (Previously Titled)85 to 96 Months Minimum Loan $65,0005.09%$12.70 (Based on 96-month term)