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Checking Rates

Accounts Rates are subject to change without notice.Initial DepositMinimum Balance required to Earn DividendsDividend RateAPY APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/2022. Rates are subject to change without notice.
Free Checking$5N/AN/AN/A
uSave Interest Checking$5$500 - $9,999.990.10%0.10%
$10,000 - $49,999.990.10%0.10%
$50,000 - $99,999.990.10%0.10%
$100,000 and Over0.10%0.10%
Basic Business Checking $5N/AN/AN/A
Deluxe Business Checking$5N/AN/AN/A
Premium Business Checking$5$499.99 - $9,999.980.10%0.10%
$9,999.99 - $24,999.980.10%0.10%
$24,999.99 - $99,999.980.15%0.15%
$99,999.99 and Over0.20%0.20%
Basic Business Checking for Non-Profit$5N/AN/AN/A
Deluxe Business Checking for Non-Profit$5N/AN/AN/A

Savings Rates

Accounts Rates are subject to change without noticeInitial DepositMinimum Balance Required to Earn DividendsDividend RateAPY APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.
Savings Account$5.00$0.01 - $999.990.10%0.10%
$1,000 - $4,999.990.10%0.10%
$5,000 - $9,999.990.10%0.10%
$10,000 and Over0.10%0.10%
Primary Business Savings$5.00$0.01 - $999.990.02%0.02%
$1,000 - $4,999.990.04%0.04%
$5,000 - $9,999.990.04%0.04%
$10,000 and Over0.04%0.04%
Classic Money Market Account$2,500$2,500 - $9,9990.30%0.30%
$10,000 and Over0.30%0.30%
Premier Money Market Account$25,000$25,000 - $49,999.990.50%0.50%
$50,000 - $74,999.990.75%0.75%
$75,000 - $99,999.990.75%0.75%
$100,000 and Over1.00%1.00%
Performance Money Market Account$250,000$25,000 - $49,999.990.50%0.50%
$50,000 - $74,999.990.75%0.75%
$75,000 - $99,999.990.75%0.75%
$100,000 - $249,999.991.00%1.00%
$250,000 and Over1.00%1.00%
Business Money Market Account $2,500 $2,500 - $24,999.990.30%0.30%
$25,000 - $49,999.990.50%0.50%
$50,000 - $99,999.990.75%0.75%
$100,000 - $499,999.991.00%1.00%
$500,000 - $999,999.991.00%1.00%
$1,000,000 and Over1.00%1.00%
Holiday ClubJanuary through 3rd Saturday in October$0.010.10%0.10%
Vacation ClubNot Applicable$0.01 - $999.990.10%0.10%
$1,000 - $4,999.990.10%0.10%
$5,000 - $9,999.990.10%0.10%
$10,000 and Over0.10%0.10%
Youth Savings$5.00$0.010.10%0.10%
Variable IRA Dividend Rate and Annual Percentage Yield applicable to this account are variable. The dividend rate and APY may change daily as determined by the Board of Directors. There are no limitations on the amount the dividend rate may change. A penalty may be imposed for early withdrawal. In addition to Sun East's early withdrawal penalty, the Internal Revenue Service may also impose an early withdrawal penalty. IRAs are subject to contribution limits. Visit www.irs.gov for more information.$0.01$0.010.50%0.50%

Certificates / IRA Certificates

Term A penalty may be imposed for early withdrawal. In addition to Sun East's early withdrawal penalty, the Internal Revenue Service may also impose an early withdrawal penalty. IRAs are subject to contribution limits. Visit www.irs.gov for more information. Rates are subject to change without notice.Initial DepositDividend Rate APY APY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred 06/01/23. Rates are subject to change without notice.
10 Month Regular and IRA Certificate Special 5.00 Annual Percentage Yield (APY) as of 06/01/23. After the initial term, certificate will renew automatically into the 12 Month Certificate and earn the APY offered at that time. Limited time offer. Rates/yields subject to change without notice. Minimum opening deposit is $500. Penalty for early withdrawals. Credit union membership required. Other conditions/restrictions may apply, call 877-5-SUNEAST for details. ** Deposits insured up to $500,000. $250,000 by the National Credit Union Administration (NCUA), a US Government Agency, and $250,000 by ESI, a licensed property and causality insurer. ESI is not a government agency.$5004.88%5.00%
3 Months$5000.80%0.80%
6 Months$5002.47%2.50%
12 months$5004.07%4.15%
18 Months$5004.17%4.25%
24 Months$5004.02%4.10%
30 Months$5002.96%3.00%
36 Months$5002.96%3.00%
48 Months$5002.96%3.00%
60 Months$5002.96%3.00%
3 Month Jumbo$99,0000.90%0.90%
6 Month Jumbo$99,0002.57%2.60%
12 Month Jumbo$99,0004.17%4.25%
18 Months Jumbo$99,0004.26%4.35%
24 Month Jumbo$99,0004.12%4.20%
30 Month Jumbo$99,0003.06%3.10%
36 Month Jumbo$99,0003.06%3.10%
48 Month Jumbo$99,0003.06%3.10%
60 Month Jumbo$99,0003.06%3.10%
6 Month Youth Certificate A penalty may be imposed for early withdrawal.$2502.47%2.50%
12 Month Youth Certificate A penalty may be imposed for early withdrawal.$2504.07%4.15%

**Deposits insured up to $500,000. $250,000 by the National Credit Union Administration, a U.S. Government Agency, and $250,000 by ESI, a licensed property and casualty insurer. ESI is not a government agency.